Your VA Loan Experts in San Diego, CA
california VA home loans
Dennis is dedicated to helping hardworking veterans get the home they deserve by making the home buying process easy, quick and hassle free. He has a deep passion for the veteran community and he knows that transitioning from active duty service into civilian life can be difficult. Dennis strives to make it as painless as possible for veterans just like you!
Offering Low Rates & Fast Closes Ensuring You Secure The Best Loan
Offering competitive San Diego VA loans
The United States Veterans Administration (VA) provides up to 30-year mortgages for people who have served in the military, offer support and services that help veterans successfully transition into civilian life, and also provide financial assistance with home buying programs such as down payment assistance loans, grants, and home improvement loans.
If you’re a veteran looking to buy your first home, we can help! We have helped many veterans and their families in California achieve their dreams of homeownership. At C2 Financial Corp, we offer many affordable options for military home loans in San Diego to give you the opportunity of owning your own home.
We believe in helping all those who served proudly by providing them with mortgage loans they deserve. Whether it’s your first time buying a house or your tenth time refinancing, we can help make sure you get the VA Home Loan benefits you deserve. If you have any questions about acquiring a VA loan in San Diego or anywhere in California, contact Dennis today.
Who is eligible for a VA Loan?
Active & Retired Military
Veterans
Reservists
National Guards
Spouses
Active-duty personnel, veterans, reservists, and retired military members can take advantage of no down payment or private mortgage insurance required on VA mortgages. Interested applicants may also take out San Diego VA loans an unlimited number of times for an unlimited number of years after qualifying.
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VA Loan Benefits
To many Americans, the VA loan program is an absolute dream. Backed by the U.S. Department of Veterans Affairs, VA loans are designed to help active-duty military personnel, veterans and certain other groups become homeowners at an affordable cost without any down payment or mortgage insurance required in addition to being lenient on qualifying rules for these people.
Dennis at C2 Financial Corp can help you find the best San Diego VA loans, whether you’re purchasing your first home or refinancing. Some of the many benefits of VA loans include:
- No Down Payment: That's an incredible benefit. Veterans with their full VA loan entitlement do not need a down payment for a loan, regardless of the loan amount. Essentially, if you can afford it, the VA will back it. Conventional buyers might need to put down as much as 20 percent to secure financing. (Note: A down payment may be a factor if the veteran or military buyer has foreclosed through the VA or has more than one active VA loan.)
- No mortgage insurance: The government backs VA loans, so unlike other types of mortgages, you won't have to pay for private mortgage insurance (PMI).
- Competitive Interest Rates: VA loan rates in California offer some of the lowest average fixed interest rate on the market.
- Easy to Qualify: The VA loan is a job benefit created to expand access for the US Military to homeownership. This program can be taken advantage of by those looking to purchase their first home or refinance an existing mortgage.
- Little to no closing costs
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The VA Loan Process
We know that applying for a VA loan in California is no easy task. With so many different programs available, you need an experienced professional to guide you through the process! That’s where we come in!
C2 Financial Corp has access to the best programs available on the market, offering you significant savings and outstanding support throughout every step of the journey. Here’s how our VA home loan process works:
1. Consultation
2. Complete our simple VA Loan Qualifier
3. Qualify for the VA Loan
4. Receive options based on your criteria
5. Compare interest rates and terms
6. Choose the offer that best suits your needs
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Required Documents
To obtain a VA Loan in San Diego, we will need you to provide several documents regarding military service and personal income. We can help determine the specific documents necessary and provide you with a complete VA application package.
These documents include but are not limited to the following:
1.
Veteran's VA Certificate of Eligibility
2.
Statement of Service (active duty)
3.
A copy of the Veteran's DD214 (Veterans separated Military)
4.
Past two years W2 statements
5.
Most recent LES or pay stubs covering one full month
6.
Two months of most recent bank statements
If you need help with your VA home loan in San Diego, we have the experience to make sure that everything goes smoothly. Dennis at C2 Financial Corp is on a mission to help everyone achieve their dream of homeownership by offering competitive VA Home Loans in San Diego.
If you have questions about VA home loan benefits, call 619-391-3707 to schedule your appointment and start your VA Home Loan process today.
